Terms of Service

Contact

Golden Mortgage — The Mortgage Goonie
425 S Main St, Rochester, MI 48307
Phone: (248) 342-6810
Email: mhajduk@goldenmco.com

Text messaging (SMS) terms

• Program: The Mortgage Goonie mortgage inquiry and customer-care messaging.
• How you opt in: by submitting your mobile number and agreeing to be contacted in the chat window on https://www.themortgagegoonie.com. Consent is not a condition of purchase or of any loan approval.
• What we send: replies to your questions, appointment and document reminders, loan status notifications, and occasional rate or program alerts you asked for.
• Message frequency varies.
• Message and data rates may apply.
• Opt out: reply STOP to any message and you will stop receiving texts.
• Help: reply HELP, call (248) 342-6810, or email mhajduk@goldenmco.com.
• Carriers are not liable for delayed or undelivered messages.
• See our Privacy Policy. No mobile information will be sold or shared with third parties or affiliates for marketing or promotional purposes.

Not a commitment to lend

Nothing on this Site is a commitment to lend or an offer to enter into a loan agreement. All loans are subject to credit approval, income and employment verification, property valuation, title review, and program guidelines. Rates, terms, and program availability are subject to change without notice. Not all applicants will qualify.

Calculators and rate information

Calculators on this Site produce estimates for educational purposes only. Displayed rates are national averages (Freddie Mac PMMS) and are not quotes. Your actual rate and payment depend on your credit profile, loan amount, property type, occupancy, and program.

Acceptable use

Do not use the Site to submit false information, attempt unauthorized access, scrape or overload our systems, or violate any law. We may suspend access for misuse.

Intellectual property

Site content, branding, and copy are owned by The Mortgage Goonie or used with permission and may not be reproduced without written consent.

Third-party links

Links to other websites are provided for convenience. We are not responsible for their content or privacy practices.

Disclaimer and limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of the Site.

Governing law and changes

These Terms are governed by the laws of the State of Michigan. We may update these Terms; the current version is always posted on this page.